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Ralph Byer's Blog

Community Development Banks: An Overview

Community Development Banks: An Overview

According to the FDIC, an estimated 24 million American households were 'underbanked' in 2017. These underbanked Americans tend to be poorer and less educated. These individuals can find it difficult to access mainstream financial services, such as savings accounts or...

How to Help Communities Following Disaster

How to Help Communities Following Disaster

Whenever a natural disaster strikes a community, the first priority for first responders is the health of those affected. Response teams then take other aspects of well-being into account, like food and shelter, in what amounts to a scaling of Maslow’s hierarchy of...

Encouraging Your Employees to Volunteer

Encouraging Your Employees to Volunteer

Employees impact all facets of an organization. The prize of any organization is its people. Of working Americans, 89% feel that companies who promote volunteer events offer better work environments. 70% believe that volunteer activities boost employee morale far more...

How to Help Nashville After the Tornado

How to Help Nashville After the Tornado

On March 3rd, Nashville, Tennessee was hit hard by a devastating tornado in the middle of the night when many residents were sleeping, unaware of the danger heading their way. Millions of dollars of damage was done, and houses, businesses, and livelihoods were lost....

The Most Impactful Veteran’s Charities

The Most Impactful Veteran’s Charities

There are various charities that have been established to aid veterans. Of course, they're all very different, but some are much more impactful than others. One way to separate the good charities from the great ones is to use a website like Charity Navigator. This...

Children’s Charities to Support This Year

Children’s Charities to Support This Year

There are many popular charities that people donate to throughout the year and especially during the holiday season. However, there are many children's charities that lack the media attention needed to create public awareness. Some of these U.S.-based organizations...

How Children Benefit from Volunteer Work

How Children Benefit from Volunteer Work

Helping others is a gift not only for those being helped, but for the volunteer as well. Therefore, many parents wonder how they can get their children to participate in volunteer work. How can a mother or father teach their children the value of volunteering and...

Floating Doctors: A Volunteering Spotlight

Floating Doctors: A Volunteering Spotlight

Floating Doctors is an organization that provides locum tenens medical and humanitarian aid services to poor, remote, underserved, as well as ravaged areas throughout the world. It was established nearly a decade ago, and its first mission involved the deployment of...

Helping During the Holidays: Christmas Volunteering

Helping During the Holidays: Christmas Volunteering

The winter holidays are a joyous time of year. However, not everyone is fortunate enough to have the extravagant festivities others get to experience time and time again. For financial and psychological reasons, Christmas can actually promote the winter blues or...

Volunteering Myths Debunked

Volunteering Myths Debunked

Nobody has ever argued that volunteerism is a negative thing. As a society, we have a soft spot for those who make a difference in the world without expecting anything in return. Charitable individuals volunteer their time, money, and effort to bring smiles,...